The following is the first in a 5-part series from guest post contributor, Rick Cummings, MSW. You can follow Rick on Twitter @socialworkfactz or email him at 


Are you familiar with the line from the following film?

“We do what we have to do in order to do what we want to do.” James Farmer Jr., The Great Debaters (2007).

This line coincides with the patience, discipline, and mindfulness that accompanies the mindset necessary to develop wealth – to become rich.wealth, strength, capacity building, discipline, workout

Many times when one thinks of having wealth there’s a tendency to think in terms of having a wealthy family member (mother, father, sister, brother, etc.) or that you must have a job that pays well.

Sometimes there’s a belief that wealth is gained through extraordinary means like winning the lottery, receiving an windfall inheritance, or winning a billion-dollar lawsuit against Bill Gates who just happened to be the driver that ran into your parked car while he was under the influence of _______ (fill in the blank… Okay, I may be reaching, but I believe you get the picture).*

But the truth is that many times having millions of dollars doesn’t necessarily mean you’re wealthy or rich (though, admittedly, it helps).

Here’s What You Need to Know to Become Rich…

And simply having abundance means that an individual or group has an excess of resources. Further, having an excess of resources allows you access to the time, energy, and capital which builds your capacity to gather even more resources thus leading to…more abundance, more wealth, more riches.

The act of gaining abundance is capacity building.capacity building, strengths' based, wealth, money, persistence, endurance

Referring back to our quote which begins this post, capacity building is the “do what we have to do” portion of wealth building.

There are many ways and philosophies on how to build capacity. In future posts we’ll stimulate a capacity building thought process by discussing the following factors:

  1. Reducing or staying away from debt
  2. Increasing income by laying our pride to the side
  3. Creating diverse streams of income in a strength-based manner, and
  4. Hanging with the “right” crowd

And in the meantime, think about what abundance means to you and feel free to post it your thoughts in the comments section below


Rick Cummings, MSW

*Note to Bill Gates’ well-compensated lawyers: this in no way means that the writer personally believes Mr. Gates is, or has ever been under the influence of any implied substance.



Please follow and like us: